Long-Term Care Planning

Long term care annuities, protect your future care while keeping you in control

When care needs change in the future, you deserve to stay in your home as long as possible. A long term care annuity combines guaranteed growth with the ability to leverage those dollars for care, so you have resources set aside, without losing access to your own money.

This is not traditional long term care where you pay in and hope you use it, this is your money, growing, protected, and available for care when you need it most.

What a long term care annuity can do for you!

• Turn your savings into a protected benefit that can multiply for home care
• Grow your money tax deferred, while keeping access to it.
• Provide funds that support in home care needs.
• Keep your family from scrambling or spending down assets.
• Protect the home by preventing forced liquidation to pay for care.

This approach lets you prepare now, while you are strong, and keeps you from having to make decisions in crisis.

Why most people choose this?

Many seniors do not want to move into a facility, they want to stay home, near their own bed, their own kitchen, their own familiar routines. Long term care annuities help fund that preference, quietly, securely, and without the fear of losing money if care needs are less than expected.

Unused benefits can be passed to your beneficiaries, which keeps your legacy protected.

This is a calm way to prepare, without wasting premiums

Every dollar stays in your control, it does not disappear into a “use it or lose it” product. You simply set aside money, let it grow, and allow the carrier to multiply those dollars if you need care.

That is strategy, not hope.

Get started:

Fill out the form on this page, we will review your current assets, discuss your care preferences, and see if a long term care annuity is the tool that keeps you home longer and protects your lifetime of work.